Credit, debit, and ATM cards

Credit, debit, and ATM cards

  • · If a new or reissued credit card that's been mailed to you does not arrive on time, contact the issuer immediately.
  • · Minimize the number of credit cards you use, and carry only one or two at a time. Cancel unused accounts to reduce your exposure. However, be aware that canceling credit cards may affect your credit score adversely.
  • · Review your credit card statements, bank statements, and phone bills (including mobile phones) carefully each month for unauthorized use.
  • · Keep a list or photocopies of credit cards, bank accounts, and investments in a secure place (not your wallet or purse). Include account numbers, expiration dates, and phone numbers for customer service and fraud departments, so you can contact them quickly.

 

What identity thieves want most

Your Social Security number is the key to cloning your identity.

Your bank accounts

Reduce paper transactions

Mail and marketing lists

Trash and shredding of personal information

Your personal and business checks

Your wallet or purse

Credit, debit, and ATM cards

Credit reports and credit files

Shopping and application forms

Web sites and email

Computers and networks

Passwords and PINs