Quit smoking.

 Quit smoking.

This can immediately save you $7.50 per day ($218 per month) if you are a New Yorker with a one-pack a day habit. Additionally, the lifetime medical costs for smokers, despite their shorter lives, are higher than those for nonsmokers by approximately one third, according to Florida physician Dr. Karl Hempel. The direct health-care costs associated with smoking are in excess of $16 billion per year.