Planning for Longevity


The majority of the 30 million pre-retirees are woefully unprepared for retirement––so much so that it might change the essence of retirement and longevity.

Advances in the field of medicine and improvements in health conditions overall have led to this trend of longevity.

With a longer expected lifespan, what choices will you have to make? Planning for Longevity often suggests building a plan projecting life expectancy to age 100 that secures a quality retirement and:

  • · Provides for financial piece of mind.
  • · Retains independence and not be a burden on the family.
  • · Protects retirement assets from devastating medical costs.
  • · Provides multiple sources of income as to not outlive retirement assets.
  • · Quality of life for the surviving spouse.
  • · Inheritance for your children.
  • • For a couple age 65 today, there is a 50% chance one will live to age 92 and a 25% chance that one will live to age 97

    • McKinsey Study reveals that the average American family will face a savings gap of $250,000 at the time of retirement, roughly about 2/3 of the income it will need.

    • Nursing home costs for a private room on Long Island now average $141,438 annually

    • Entitlement programs of Medicare and Social Security are on an unsustainable path, facing strains from an aging population and a tough economy.
  • If you have have not planned for longevity...we have the solutions. Call Les Robinson CLTC 1-800-836-2040  ext 3014



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