- Les Robinson does Educational Seminars on Federal Employee Benefits on TSP funds and TSP options
CSRS &FERS Federal Benefits reviewed and updates on your present Federal Benefits Program
The TSP has five individual investment funds and the life cycle funds
The TSP has five individual investment funds: The Government Securities Investment (G) Fund - The GFund is invested in short-term U.S. Treasury securities. ... The Common Stock Index Investment (C) Fund- The C Fund is invested in a stock index fund that tracks the Standard & Poor's 500 (S&P 500) Index.
The Government Securities Investment (G) Fund - The G Fund is invested in short-term U.S. Treasury securities. It gives you the opportunity to earn rates of interest similar to those of long-term Government securities with no risk of loss of principal. Payment of principal and interest is guaranteed by the U.S. Government. The interest rate paid by the G Fund securities is calculated monthly, based on the market yields of all U.S. Treasury securities with 4 or more years to maturity.
The Fixed Income Index Investment (F) Fund - The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. Aggregate Bond Index. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates).
The Common Stock Index Investment (C) Fund - The C Fund is invested in a stock index fund that tracks the Standard & Poor's 500 (S&P 500) Index. This is a broad market index made up of the stocks of 500 large to medium-sized U.S. companies. It offers you the potential to earn the higher investment returns associated with equity investments.
The Small Capitalization Stock Index (S) Fund - The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. Completion Total Stock Market (TSM) Index. This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. It offers you the opportunity to earn potentially higher investment returns that are associated with "small cap" investments. The S Fund has greater volatility than the C Fund.
International Stock Index Investment (I) Fund - The I Fund is invested in a stock index fund that tracks the MCSI EAFE (Europe, Australasia, Far East) Index. This is a broad international market index, made up of primarily large companies in 22 developed countries. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio.
Each L Fund invests in a mix of the five individual TSP funds. The mix is chosen by experts based on each fund's time horizon. The L Funds' asset allocations are designed to achieve the highest expected rate of return for the amount of risk taken. The L Funds with farther time horizons will be more exposed to risky assets, i.e., stocks (C, S, and I Funds). As time horizons shorten, the allocations gradually shift toward less volatile Government securities and bonds (G and F Funds).
Designating a Beneficiary
If you wish, you can designate a person or persons, your estate, a charitable organization, a trust, or another legal entity to receive your beneficiary participant account after your death. To designate a beneficiary or beneficiaries, you must use FORM TSP 3
If you are the spouse beneficiary of a deceased civilian or uniformed services TSP participant's account and your share of the balance in the TSP account is $200 or more, a beneficiary participant account has been established in your name.
- Death & Survivor Benefits
- When a Federal employee or retiree dies, monthly or lump sum benefits may be payable to survivors. You can learn about these Death and Survivor benefits by browsing the summaries below.
- Deceased Employees
- Death of a Spouse
- Deceased Annuitants
- Deceased Survivors
- Child Beneficiaries
- Students: who is between the ages of 18 and 22, and is a full-time student at a recognized educational institution may be eligible for a monthly survivor annuity benefit.
Topics Covered in Educational Seminars
- Lifetime annuity benefits
- Buying back time
- Thrift Saving Plan Options
- Creditable Service
- Early Retirement
- Work Life
- Health Wellness
- FEGLI Death Claims
- Pharmacy Incentive Programs and FEHB
- Options for FEGLI
- TSP Death Claims
- Surviving spouses
- Dental & Vision
- Eligibility for the common types of retirement
- Application Process to apply for benefits
- Survivor Benefits options
- Federal Employee Group Life Insurance
- Long-term care insurance
- Estate Planning
- Plus, many more
Les Robinson CLTC
Call to set up a Educational Seminars on Human Resources Benefits Officer for your Federal Employee