Niagara Home Loans Shannon B Baron Mortgage Consultant New York

www.niagarahomeloans.com was started in 2005 to fill the need for solid local mortgage leads for brokers.

The site is currently being advertised on several search engines and by my networking connections. Through the Tonawanda's Chamber of Commerce conduit, I put the website name out there. I am currently reaching out to accountants, insurance brokers, realtors and builders to get the name out there as well.

I am creating a local brand for local borrowers rather than a national website like Lending Tree, keeping the revenue from mortgages local, to be passed on to local professionals.

Lending Tree sells their leads to hundreds of hungry brokers and loan officers across the country, who then send the deals to several banks, who all pull credit and lower the broker's FICO score every time they take an application. Then depending on the ability of the loan officer, who most likely has little training, there is about a 1 out of 10 chance the loan will close, and the borrower has shelled out money for appraisals, application fees and then gets the shaft.

www.niagarahomeloans.com is a site that a borrower can go to, entering little personal information. I then call and screen the borrower, using my expertise and point them in the direction they need to go in in order to get the easiest, fastest, cheapest process, with the best professional that suits their particular situation. I then collect a fee from the broker if there is an application taken by the broker or loan officer. I also stay in touch with the borrower to make sure they are being treated well by the broker. Up to that point it is free for the borrower, when they start working with the broker all fees go to them. I also refer the appraiser, the attorney, realtor and the insurance agent to the borrower. These people have all agreed to treat the client with the utmost respect.

In a short description:

www.niagarahomeloans.com is a website for local borrowers to get free unsolicited advice from local Mortgage and Real Estate Professionals. Fill out a short "quick apply" form, and a specialist will contact and prescreen the borrower, then fitting the borrower with professionals they can trust. The borrower will be instructed on how to shop for the best loan without damaging their credit, and will get free advice on how to prepare for the mortgage itself. This saves the borrowers hundreds of dollars and and will also save them time in the search process. In addition, the borrower will get a free analysis of their credit and finances. niagarahomeloans.com will follow up with the borrower to ensure they are being helped in the best way. We are a concierge for the present and future home and property owner. Residential and commercial mortgages, BK and foreclosure help, investment mortgages, refinances, adjustable mortgage refi's, debt consolidation loans, first time home buyers.

 

Shannon Baron

e-mail shannonbaron@hotmail.com

Phone 716-909-2601

Fax 716-312-4860